Now, to be clear. This is not your normal insurance. Aflac pays you cash in the event of an accident. It will not cover the cost of the E.R. visit. It will pay you a lump sum for each visit, test, xray, CT scan.etc... As well as crutches, or brace or items needed to assist you from your injuries. They also cover for ambulance, or an extended hospital stay.
Again this won't cover your bill, but it can give you hundreds, if not thousands of dollars in YOUR pocket as opposed to the hospital getting that money. It's very very easy to place a claim. I have made claims online a few times for myself, and co-workers. So easy.The best part is how very fast they pay. neither I, or anyone I've made a claim for has had to wait longer than a week to get a check. Yes, it's just that fast. No waiting to see if your claim was approved.
Another awesome thing about it is you get accidental death insurance. Yes, If you're killed n an accident they pay $40,000 to your spouse, or whomever you choose. Again, I was getting ALL this for only $6.67 a week, and my employer just took it straight from my check so I didn't need to worry about paying my bill on time.
Now, I was sooo happy with my policy that I sson had my wife put on as well, She is a little more accident prone than I am. I had already made a claim for her within the first 90 days of putting her on the policy. Sure enough within a week we got our check.
The price for adding my wife did go up. My premium went from $6.67 to $8.76! That's it, and she has the same coverage as me. I couldn't believe it. She also has the life insurance as well. only $8.76. wow.
Now as far as insurance companies go they to have other policies you can get. Long term illness, cancer, life etc.. However for me and my wife This is the best insurance we've ever had.
So, If things are tight, and you are thinking you can't afford insurance, you now know that there is an alternative choice out there to at least lessen the burden of being in an accident.
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